What is travel insurance?
Buying travel insurance could be the difference between an amazing trip and an awful one. When you buy travel insurance, you're protecting yourself from the financial risks and potential costs if something goes wrong on your trip. It may be worthwhile for any holiday you take, even if you're just going away for a weekend. We offer four different types of insurance plans, which you may find suitable depending on your travel style including comprehensive, budget, domestic and annual for frequent flyers. There are options available if you’re unable to use your policy due to government restrictions.
What can my travel insurance cover?
Our plans offer cover for loads more scenarios like these.
This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.
Choose a plan that suits your holiday.
Just like choosing the perfect destination for your next getaway, selecting a travel insurance plan to suit your needs may be just as important. We have four plans to choose from, each offering a different level of cover. Check out each of the plans below where you'll find loads of information about each one.
Domestic
If you're taking some time to explore your own backyard, our Domestic plan protects you for trips within Australia. It can cover you for car hire excess, lost or stolen valuables and cancelled accommodation.
The Works
Our most popular plan, The Works offers broad cover for international trips including cover for costs such as unlimited medical expenses for up to 12 months and cancellation as well as added benefits
The Basics
Sticking to a shoestring budget? The Basics plan is designed for travellers who want coverage for all the important things, like hospital bills and stolen luggage, without breaking the bank.
Annual
Are you a frequent flyer? If you travel often for business, or have a few holidays coming up, our Annual Multi Trip plan could be for you. Made for globetrotters, your trips can be up to 35 days in duration and there is no limit to the number of trips you can take during a 12 month period.
This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.
Make a HUGE difference with just a tid
From eliminating trachoma in Ethiopia to improving eyesight for Indigenous Australians in remote communities, since 2007, travellers like you have assisted funding over 200 projects in impoverished communities around the world.
$603,178
Raised to change lives
208,530
Travellers donated
273
Projects funded
Frequently Asked Questions
Am I covered for Coronavirus (COVID-19)?
All international plans include cover for overseas medical expenses. Depending on the plan you choose, there may also be cover available for some other Coronavirus related events. Cover is explained in detail here.
Am I covered for riding a motorbike or scooter overseas?
Cover is available to ride a motorbike provided you are licensed to ride a motorbike in Australia, you hold a valid motorbike licence for the country you are in and you wear a helmet at all times while riding. Coverage is limited to motorcycles with an engine capacity of 250cc or less. More information on the coverage available can be found here.
I am currently on my trip and my policy has ended, can I extend my policy?
As the return date on the policy has passed we can no longer extend the insurance. You can however purchase a new policy from today but keep in mind that a 72 hour waiting period will apply before your cover begins.
Here’s what people are saying about TID...
Meet Simon
"I broke my arm while in France. The emergency helpline provided by TID was effective, efficient and clear in their instructions. The claims process when I returned home was rigorous, but really fair. I pushed back regarding the exchange rate they had applied, and with the proof I shared, they increased the amount of the payment."
Meet Margot
"My family and I have been using TID for the past 8 years after having it recommended by a friend. I have always had great service and any claims made (both big and small) have been paid out without too much trouble, including a 10 day hospital stay and operation for my daughter while she was travelling in Germany. Any concerns have always been dealt with quickly and easily."
Meet Stephen
"I have relied on TID travel insurance for over twenty trips in recent years. The policies represent outstanding value, and both the website and the app are seamless. On the one occasion that I had to lodge a claim, the process was prompt and efficient. Far and away the best provider in Australia."
If something goes wrong, we’re here to help
*20% discount offer valid until 1 January, 2025 11:59pm AEDT. The discount applies to the total TID travel insurance premium when getting a quote through a link that automatically applies the promo code EOY20 or by manually applying the promo code EOY20. Discounts do not apply to the rate of GST and stamp duty, charitable donations or any changes you make to the policy. Travel Insurance Direct has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with any other promotional offer or discount.