Travel Insurance Direct

Travel Insurance for the UK

Before you head to the United Kingdom, consider TID travel insurance


Why should I consider travel insurance in the UK?

Rich history, beautiful countryside and world-famous pubs. It’s little wonder why Aussies love heading over to the UK for everything from a short holiday to extended working holidays. However, with flight cancellations to stolen luggage and even being made to drink warm ale, there’s a lot that can go wrong on a holiday to this part of the world. Luckily, our team at Travel Insurance Direct insurance cover options for your trip to the UK - whether it be Basic, The Works or Annual Multi Trip. 

TID travel insurance coverage includes:

Traveller tip: don’t forget when travelling overseas, your Australian passport must have at least six months before its expiry date. 

At TID we aim to keep you informed about events around the world when they happen, so keep an eye out for travel alerts on our website. However, please check Smartraveller for the international destination you are travelling to prior to travelling or planning to travel to a destination. 

Get a quote to get your next domestic or international adventure underway today. 

What cover does TID travel insurance offer when travelling to the UK?

TID travel insurance policies, whichever you opt for – The Basics, Works or Annual Multi Trip - can help you with:

Medical emergencies

TID travel insurance covers medical expenses overseas in case of illness or injury, which can be significantly costly in the UK. Knowing you have coverage for medical and dental expenses that may happen will help you enjoy your trip without worrying about unexpected medical bills.

Trip cancellations and interruptions

If you need to cancel or cut short your trip due to unforeseen circumstances, TID travel insurance can reimburse non-refundable expenses. Coverage may include flight cancellations, accommodation bookings, and other pre-paid activities.

Theft and loss of belongings

TID travel insurance provides coverage for lost, stolen, or damaged luggage and personal items. The luggage and valuables cover could help so that you’re not left out of pocket if something goes wrong with your bags and valuables. We also have optional cover for high value items which you can add at time of purchase.

Travel insurance tips to get the most out of your holiday 

  • Understand your coverage: Read the policy details thoroughly to know what is and isn’t covered.
  • Keep documentation: Always keep receipts and records of valuables and purchases.
  • Emergency contacts: Save emergency contact numbers provided by TID.
  • Activity and sports coverage: Ensure your policy covers specific sports and activities you plan to do, like scuba diving, hiking, and motorbike riding.
  • Pack for varying weather conditions, as the UK can be unpredictable.
  • Health precautions: Have a list of local hospitals and clinics covered by your insurance.
  • The emergency number in the UK is 999. Save this number in your phone. 

Make your UK trip memorable for all the right reasons by protecting yourself. Get your travel insurance quote today!

Best Summer activities in the UK

Hiking

Explore national parks like the Lake District and Peak District.

Festivals

Attend music and cultural festivals such as Glastonbury and the Edinburgh Fringe Festival.

Beach Days

Enjoy the beaches in Cornwall, Devon, and along the Jurassic Coast.

Historic Sites

Visit castles, palaces, and historic homes scattered throughout the UK.

 

What does travel insurance cover in the UK?

Here are some of the cover benefits available with a travel insurance policy for the UK.

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Airline cancelled flight?

If your flight is cancelled by the Airline for operational reasons we cover the reasonable cost of meals and accommodation.

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Taking luggage with you?

Cover if your luggage is stolen, permanently lost or accidentally damaged due to circumstances outside of your control.

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Don't like medical bills?

Compensation for unforeseen medical expenses incurred whilst on an overseas holiday

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Unexpected cancellation?

Insurance if you have to cancel your trip due to unforeseeable events outside of your control (e.g. sudden illness).

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This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

Choose a plan that suits your holiday.

Just like choosing the perfect destination for your next getaway, selecting a travel insurance plan to suit your needs may be just as important. We have four plans to choose from, each offering a different level of cover. Check out each of the plans below where you'll find loads of information about each one.

The Works

Our most popular and comprehensive plan, the Works offers broad cover for international trips including unlimited cover for costs such as medical expenses and cancellation as well as added benefits.

The Basics

Sticking to a shoestring budget? Our budget plan is designed for travellers who want coverage for all the important things, like hospital bills and stolen luggage, without breaking the bank.

Annual

Are you a frequent flyer? If you travel often for business, or have a few holidays coming up, our Annual Multi Trip plan could be for you. Made for globetrotters, your trips can be up to 35 days in duration and there is no limit to the number of trip you can take during a 12 month period.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

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UK travel insurance FAQs

Do I need a visa to travel to the UK?

If you’re travelling for less than six months as a tourist then no, you generally don't need a visa. Just keep in mind that UK authorities can refuse you visa-free entry if they suspect you are travelling for reasons other than tourism. If you plan on travelling to the UK for longer than six months – to work, volunteer or get married – you will need to apply for a visa. Applications can be made here.

Am I covered under the Reciprocal Healthcare Agreement?

Australia does not have a reciprocal health care agreement with every country. As a result, you will need to pay for all emergency medical costs out of your own pocket or via your travel insurer. In some cases, Medicare's overseas healthcare agreements assist with essential healthcare costs in: The UK, Belgium, Finland, Italy, Malta, the Netherlands, New Zealand, Norway, the Republic of Ireland, Slovenia, and Sweden. Refer to Travel insurance and Australia's Reciprocal Healthcare Agreements.

What do I do if I find myself in a medical emergency?

TID’s Emergency Assistance team is always available to help you if you suffer a serious injury or sudden illness. The team will work closely with the claims department, which will assess your entitlement to financial assistance. Contact the Emergency Assistance team day or night as required.

What should I do if I need help understanding my policy?

Our Customer Service team is just a phone call away, ready and able to help you navigate your policy, what you may be covered for and any documentation you need to pick up along the way. TID’s travel safety team work to keep customers informed and publish information on major travel events on our website.

This is a brief summary of cover only. Cover is subject to the full terms, conditions, limitations and exclusions outlined in the Product Disclosure Statement.

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