Our Definition of Trip
Whether traveling for business or pleasure, an insurance policy could be vital, and understanding the fine print is just as important as the cover itself.
It’s important to understand that the words and terms in bold in our Product Disclosure Statements (PDS) have special meaning. See Definitions for more information.
The PDS for the TID policies you may purchase – The Basics, The Works, Domestic - can be found in the TID Policy Hub. It provides all the information about the plan of your choosing, but it also includes important definitions that can assist you in navigating the insurance process.
So, what is the definition of a Trip?
Of the international travel insurance plans we offer, The Works and The Basics Plans define a 'trip' as travel during the period between the departure date and the return date listed on your Certificate of Insurance. The trip must start or end at your home in Australia.
For the Annual Multi Trip Plan - 'trip(s)' means any travel up to 35 days in duration between the departure date and return date shown on your Certificate of Insurance.
Each trip must:
- Start and end at your home in Australia, and
- Be to a destination of at least 200km from your home in Australia, and
- Include travel by either pre-paid scheduled public transport or hire car or include at least one night of pre-booked publicly available accommodation.
- The period of travel cannot be altered without our consent.
Need further advice?
TID’s Customer Service team is available to help you to understand the policy, what you may be covered for and any documentation you need to pick up along the way.
Our travel safety team at TID work to keep customers informed and publish information on major events and Travel Alerts on our website.
This is a brief summary of cover only. Cover is subject to the full terms, conditions, limitations and exclusions outlined in the Product Disclosure Statement.