For information relating to policies purchased before 25 March 2021, including the definition of 'existing medical conditions' please check the PDS (Product Disclosure Statements) provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 25 March 2021, please continue reading. At Travel Insurance Direct our policies – The Basics, The Works, Annual Multi Trip and Domestic - automatically cover you for Diabetes Mellitus (Types 1 and 2) as part of the more than 40 existing medical conditions which may be present at the time you purchase your policy. You can be covered for claims arising from or related to diabetes, provided that at the time you buy your policy, you: were diagnosed more than 6 months ago; and haven't had any complications in the last six months; have no eye, kidney, nerve or vascular complications; and have a blood sugar level reading between 4... more

Automatically covered conditions My condition is not in this list - what does this mean? What do I do if I need Emergency Assistance while on my trip? Automatically covered conditions At Travel Insurance Direct our policies – The Basics, The Works, Annual Multi Trip and Domestic - automatically cover you for more than 40 existing medical conditions which may be present at the time you purchase your policy. Your medical condition is classified by us as an ‘automatically covered condition’ if it’s listed below, provided of course you satisfy all criteria listed for that condition - click each condition to view the criteria. You must read this section together with the General Exclusions, as these may affect your cover. [autocoveredconditions] My condition is not in this list – what does this mean? If you have an existing medical condition that's not listed above as an automatically covered condition, or... more

Asthma is automatically covered, provided that at the time you buy your policy, you: are under the age of 60; have no other known or underlying respiratory conditions (including Sleep apnoea); haven't required cortisone medication, except taken by inhaler or puffer; and haven't required hospitalisation for asthma in the last two years, including as an outpatient.  Other helpful information If you don't satisfy the above criteria to be automatically covered for asthma, you are welcome to contact nib Travel Insurance who offer a medical screening assessment for existing medical conditions on travel insurance policies. You must do this before your Certificate of Insurance can be issued.  The nib team will be able to assist you with a quote for cover. Assessment of your existing medical condition is available online during the purchasing process or over the phone. You may ring 1300 410 272 to be assessed; just have details of your medical history ready when... more

Automatically covered medical conditions Need more information? What's not covered? Travel with confidence Allergic conditions don’t just go away when you board a plane, in fact at times they can be exacerbated. With this in mind, many travellers who suffer from hay fever, peanut or wheat allergies, and bees etc may want to consider their particular circumstances when considering travel insurance. The team at TID is all about supporting you on your travel journeys, and that’s why we address allergies in our policies. Automatically covered medical conditions Of the 40 existing medical conditions on the TID automatically covered list, we include allergies cover. You should follow the advice provided by your medical practitioner. For example, if advised by your doctor to do so, you should carry EpiPens, antihistamines/other preventative medication with you at all times. In addition, at the time you buy your policy, you must: have no other known... more

What we mean by an Existing Medical Condition? Automatically covered conditions FAQs Existing Medical Conditions For information relating to policies purchased prior to 25 March 2021, please check the PDS provided with your purchase. You can contact our Customer Service team if you need this sent to you again. For policies purchased from 25 March 2021, see below. What we mean by an Existing Medical Condition? Under TID policies,  an existing medical condition is any medical condition which at the time you buy your policy is: chronic; or displaying symptoms; or under investigation; or pending follow-up consultation, treatment or surgery; or where these are recommended or planned; or metastatic; or  or in the six months prior to the time, you buy your policy there has been: treatment by a medical practitioner; or medication prescribed; or Automatically covered conditions We automatically cover you for over 40 existing medical conditions which may exist at... more