Explore the world on two wheels with confidence
Cycling and mountain biking offer exhilarating ways to explore new destinations. Whether you’re tackling rugged mountain trails or enjoying scenic road rides, choosing the right travel insurance is essential to protect yourself and your gear.
Are you covered for mountain biking?
Travel insurance cover is available if you get hurt or injured while cycling or mountain biking on your trip overseas, or if you take your bike with you and it’s damaged while in transit.
At Travel Insurance Direct, we provide coverage designed to keep you safe on all your cycling adventures.
Why choose Travel Insurance Direct?
- Flexible coverage: Our policies cover a wide range of cycling activities, from leisurely rides to mountain biking.
- Gear protection: We protect your valuable equipment, ensuring you can continue your journey even if something goes wrong.
- Medical assistance: Access 24/7 emergency medical support worldwide.
TID offers a choice of four plans - Domestic, The Basics, The Works, and Annual Multi Trip, some of the cover highlights of our plans include:
- Cancellation costs
- Overseas medical expenses
- Travel delay
- Baggage and personal effects
- 24-hour Emergency Assistance
- Snow Sports cover (optional)
- And much more…
Gear up for your next adventure with confidence. Get a quote now and consider protecting your cycling and mountain biking trips with Travel Insurance Direct. Travel smarter, travel safer.
Ideal mountain biking and cycling destinations
- Whistler, Canada: Renowned for its challenging trails and stunning scenery.
- Moab, USA: Famous for its red rock landscapes and diverse trail options.
- Rotorua, New Zealand: Offers world-class mountain biking trails in lush forests.
- Chamonix, France: Alpine terrain perfect for both road cycling and mountain biking.
- Queenstown, New Zealand: A hub for thrill-seekers with varied trails for all levels.
Travel tips for cyclists and mountain bikers
- Plan your route: Research trails and routes in advance to ensure they match your skill level.
- Pack essential gear: Always carry a repair kit, extra tubes, and a first-aid kit.
- Stay hydrated: Keep hydrated, especially on long rides and in hot climates.
- Check local regulations: Some destinations have specific rules for cyclists.
- Protect your gear: Use sturdy locks and consider insurance for high-value items.
What’s not covered
There are also a number of exclusions, which include:
- Extreme sports mountain biking, bike paragliding or cliff jumping on a bike.
- A loss arising from participating in or training for a competition or race where you receive a financial reward (i.e., an appearance fee, a wage or salary).
- Normal wear and tear, including dents and scratches.
- Damage to sports and leisure equipment while in use or due to normal wear and tear, including dents and scratches
- Medical expenses in Australia
- Damage you cause to someone's property or if you injure someone due to your ownership, possession or use (including as a passenger) of a mechanically propelled vehicle, or any aircraft or watercraft.
- Traveling against advice - If you travel against medical advice or neglect to adhere to Department of Foreign Affairs and Trade ‘Do Not Travel’ warnings issued prior to departure. Find out more at Smartraveller.
Need further advice?
TID’s Customer Service team is available to help you to understand the policy and what you may be covered for. Our travel safety team at TID work to keep customers informed and publish information on major events and Travel Alerts on our website.
FAQs for cycling and mountain biking
Does TID travel insurance cover my cycling gear?
Yes, our policies can cover your cycling gear, including bikes and accessories, against loss, theft, and damage. Be sure to check the specific terms and conditions, limits and exclusions in your policy. Please also check out our sports and activity cover article.
What should I do if I have an injury or accident while riding?
In case of an injury or accident, contact the 24/7 emergency assistance team. They can help coordinate medical treatment and transport if necessary.
What is not included in TID coverage for cycling and mountain biking?
While we cover many activities, some extreme sports and specific conditions might not be included. Always read the Policy Disclosure Statement to understand any exclusions or requirements for coverage.
This is a brief summary of cover only. Cover is subject to the full terms, conditions, limitations and exclusions outlined in the Product Disclosure Statement.
You take care of the travel itinerary, we'll take care of the travel insurance.
Need a medical escort home?
Cover back to Australia if a medical practitioner requires you to be medically escorted home due to a sudden illness or injury that happens on your trip.
Unexpected cancellation?
Insurance if you have to cancel your trip due to unforeseeable events outside of your control (e.g. sudden illness).
Taking luggage with you?
Cover if your luggage is stolen, permanently lost or accidentally damaged due to circumstances outside of your control.