Before your trip, check the latest government advice for any travel alerts for your destination.

Travel insurance for Ireland, Scotland and Wales

Before you go on your trip, consider travel insurance cover.

If discovering medieval castles, learning about Irish folklore and seeking out the Loch Ness Monster (and some obligatory Guinness and whisky testing) is on your bucket list, the Celtic region of Europe is for you. You'll be in your element from the dramatic mountainous landscapes of the Scottish Highlands to the most ‘Welsh’ town of Carmarthen.

But, as we all know, travelling to the other side of the world can be exciting yet daunting. At TID, we understand this and recommend taking out travel insurance so that you can fully enjoy everything Ireland, Scotland, and Wales has to offer.

How can TID travel insurance benefit me when in Ireland, Scotland, and Wales?

What could go wrong on an overseas holiday is not something most of us want to think about when everything ahead of us is so exciting and new, but overseas travel can go off the rails.

Flights can be cancelled at the last minute, luggage sometimes fails to land where you do, and accident and injury can see you in a hospital rather than a hotel, where the fees are often far more than you bargained for.

TID travel insurance – no matter the plan you choose, The Works, The Basics, and Annual Multi Trip – can help you with:

Discover the beauty for Ireland, Scotland and Wales – Get an instant quote today. 

Travel safely in Ireland, Scotland and Wales

These parts of Europe are relatively safe, but the world is changing, so if you’re travelling through Ireland, Scotland, and Wales, it’s always best to know how to keep yourself and your family or friends safe. Some things to look out for are:

  • Crime: Petty crime is common, particularly in cities like Dublin, Cardiff and Glasgow. Risks include bag snatching and pickpocketing. Thieves target areas popular with tourists, more so during summer. Stay vigilant, keep your belongings secure, and report any items stolen immediately.
  • Personal safety: Avoid secluded parks, unlit areas and known trouble spots.
  • Drink spiking: Don't accept drinks from strangers or leave drinks unattended in public places.
  • Cyber security: Digital identity theft is a growing concern. Your devices and personal data can be compromised, especially if you’re connecting to Wi-Fi, using or connecting to shared or public computers, or Bluetooth.
  • Terrorism: If you’re travelling to Northern Ireland, be sure to check the Smarttraveller UK travel advice beforehand.

Traveler tip: Although Australian passports comply with international standards for sex and gender, we can't guarantee that a passport showing an 'X' in the sex field will be accepted for entry or transit by another country. Contact the nearest embassy, high commission or consulate of your destination before you arrive at the border to confirm if authorities will accept passports with 'X' gender markers.

We aim to keep you informed about events around the world when they happen, so keep an eye out for travel alerts on our website, however please check smartraveller for the international destination(s) you are travelling to prior to travelling or planning to travel to a destination.  

Travel insurance tips for travelling through Ireland, Scotland and Wales

  • Check that your travel insurance policy includes cover for all of the activities you intend to undertake while in the Celtic region.
  • Understand the terms and conditions of your chosen policy, including exclusions or limitations.
  • Familiarise yourself with the claims processes and contact details for assistance. At TID our Customer Service Team can help answer your questions before or during your trip.
  • If you need emergency help while traveling in this region, the 24-hour Emergency Assistance Team is on call to help get you back on track.

Traveler tip: make copies of all key travel documents – passport, ID, travel insurance, receipts, vouchers, addresses, transportation tickets – and keep them separate from the originals so that you have backups and proof of purchase if required.

What does travel insurance cover me for in Ireland, Scotland and Wales?

Here are some of the cover benefits available with your policy.

Don't like medical bills?

Compensation for unforeseen medical expenses incurred whilst on an overseas holiday

Airline cancelled flight?

If your flight is cancelled by the Airline for operational reasons we cover the reasonable cost of meals and accommodation.

Taking luggage with you?

Cover if your luggage is stolen, permanently lost or accidentally damaged due to circumstances outside of your control.

Unexpected cancellation?

Insurance if you have to cancel your trip due to unforeseeable events outside of your control (e.g. sudden illness).

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This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

Choose a plan that suits your holiday.

Just like choosing the perfect destination for your next getaway, selecting a travel insurance plan to suit your needs may be just as important. We have four plans to choose from, each offering a different level of cover. Check out each of the plans below where you'll find loads of information about each one.

The Works

Our most popular and comprehensive plan, the Works offers broad cover for international trips including unlimited cover for costs such as medical expenses and cancellation as well as added benefits.

The Basics

Sticking to a shoestring budget? Our budget plan is designed for travellers who want coverage for all the important things, like hospital bills and stolen luggage, without breaking the bank.

Annual

Are you a frequent flyer? If you travel often for business, or have a few holidays coming up, our Annual Multi Trip plan could be for you. Made for globetrotters, your trips can be up to 35 days in duration and there is no limit to the number of trip you can take during a 12 month period.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

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Ireland, Scotland and Wales FAQs

As an Australian citizen do I need a visa to enter any of these countries?

No, Aussie travellers who are travelling for less than 90 days do not need a visa to visit Ireland, Scotland or Wales. But you must have six months validity on your passport beyond the period of the intended stay and two blank visa pages.

How can travel insurance help in case of medical emergencies or unexpected incidents?

If the luck of the Irish isn’t on your side and you twist an ankle on the cobbled streets of Dublin or while attempting the Highland Fling, your chosen insurance policy - The Works, The Basics, and Annual Multi Trip – can come in handy when it comes to your medical expenses. This may also be the case if severe weather interrupts your itinerary, and you can no longer visit Loch Ness as originally planned (terms and conditions apply).

Can I extend my travel insurance if I’m already overseas?

Need more time abroad? TID allows its policyholders the option to extend their policy as long as they meet the terms and conditions.

What if my stuff gets lost or stolen during my trip?

A TID policy offers baggage and valuables cover so you could be protected if your most prized possessions are permanently lost, stolen or even damaged. Details on cover can be found here.

This is a brief summary of cover only. Cover is subject to the full terms, conditions, limitations and exclusions outlined in the Product Disclosure Statement.

Need a hand?

Our Customer Service team is always available to help you to understand the policy, and what you may be covered for. Our travel safety team at TID work to keep customers informed and publish information on major travel events on our website.

The above features and benefits are a summary of cover only. Cover is subject to the full terms, conditions, limitations and exclusions outlined in the Product Disclosure Statement.

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