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Travel Insurance for the Philippines

Check out our insurance cover here before you head to the Philippines

Why should I consider travel insurance for the Philippines?

Rich history, beautiful colonial architecture and amazing street food. Not to mention the vast tropical ocean with some of the most iconic scuba dive sites. There's a reason why Philippines is fast gaining popularity as a South East Asian getaway destination of choice amongst travellers. However, with natural disasters and food related mishaps there's a lot that can go on wrong on your holiday to the Philippines. Luckily, cover is available with travel insurance for the Philippines!

What can travel insurance cover me for in the Philippines?

Here are some of the cover benefits available with a travel insurance policy.

Don't like medical bills?

Compensation for unforeseen medical expenses incurred whilst on an overseas holiday

Unexpected cancellation?

Insurance if you have to cancel your trip due to unforeseeable events outside of your control (e.g. sudden illness).

Taking luggage with you?

Cover if your luggage is stolen, permanently lost or accidentally damaged due to circumstances outside of your control.

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This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

Choose a plan that suits your holiday.

Just like choosing the perfect destination for your next getaway, selecting a travel insurance plan to suit your needs may be just as important. We have four plans to choose from, each offering a different level of cover. Check out each of the plans below where you'll find loads of information about each one.

The Works

Our most popular and comprehensive plan, the Works offers broad cover for international trips including unlimited cover for costs such as medical expenses and cancellation as well as added benefits.

The Basics

Sticking to a shoestring budget? Our budget plan is designed for travellers who want coverage for all the important things, like hospital bills and stolen luggage, without breaking the bank.

Annual

Are you a frequent flyer? If you travel often for business, or have a few holidays coming up, our Annual Multi Trip plan could be for you. Made for globetrotters, your trips can be up to 35 days in duration and there is no limit to the number of trip you can take during a 12 month period.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

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Philippines travel insurance FAQs

Does my policy cover me for trekking and hiking?

Yes, it does. Cover is automatically available for trekking and hiking as standard with your TID policy. More details on what's covered and what's not can be found here.

Does my policy cover me for natural disasters?

Yes, however its important to know what is included and what's not in the cover. If you have purchased a policy BEFORE the event occurs and you have to cancel or rearrange your trip to due to the unforeseen natural disaster, cover is available for the cost of your pre-paid travel arrangements such as flights and accommodation if it is necessary.
If you have to cancel your trip due to disruptions caused by the unforeseen natural disaster, cover is available for the non refundable costs of your unused prepaid travel arrangements. We can also offer cover for rearranging your trip before it starts.
Should you be unfortunate enough to be caught up in a natural disaster and become injured or ill, your policy can cover you for the cost of emergency medical care overseas during your holiday. You must be physically be prevented from going on your trip (i.e. a natural disaster has resulted in all flights being cancelled or your accommodation has been destroyed) to claim for cancellation. Unfortunately simply changing your mind and deciding not to go on your holiday is not covered. The policy doesn't cover you for any consequential loss - including loss of enjoyment.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.